When a landlord takes advantage of your money
Renters have become so accustomed to being in the business of selling their wares on Craigslist that the phrase “rental assistance programs” has become a catch-all term for the vast majority of renters.
And, despite being an oxymoron, the phrase is getting a lot of traction in the rental market.
The problem is, renters are not being properly served.
And that’s a problem.
“There’s not a single agency out there that actually serves those who are eligible for those rental assistance benefits,” says Rebecca Pascual, a lawyer and former housing secretary.
“That’s a huge problem.
So I think it’s time we have a real agency that helps these people, that actually helps them get housing, and that’s what’s really needed.”
In short, there’s no real way to get renters into the rental housing market if there aren’t adequate programs that work to help them get into it.
In addition to getting renters into rental housing, there are a lot more other important issues that renters have to deal with.
Some of them are the same as the ones that renters are facing with housing: getting a home, paying rent, paying utilities, finding a place to live.
“If we can get them into the housing market, we can do so with less risk, more certainty, less stress,” says Pascul.
“We have to take this seriously.”
There are programs that are designed to help renters who are struggling with rent.
Some work to find and afford a home for a renter, while others work to make sure that renter gets a good deal on a property.
In some cases, a renters problems are addressed through a short-term rental program, while in others, a short time after a rentery move, the renter has to go through an eviction process.
Many of these programs are not designed to get a renuer into rental properties and into the market.
There are two types of programs that help renters get into the rented housing market: the Rental Assistance Program (RAP) and the Rent-to-own (RTO) program.
Both programs provide a way for renters to purchase and rent their own homes.
These programs are designed specifically for people who are looking to rent and are looking for a long-term solution to the housing crisis.
The RAP program provides financial assistance for the renters rent, while the RTO program provides cash assistance for rent.
“They’re both a big difference,” says Rachel Shabat, a senior policy analyst at the Urban Institute.
“The RAP is really a financial help program, and it’s designed for renter and they have to work with that, and there’s a lot that goes into that,” she says.
“So there’s really no question that the RAP works for the person who’s looking to buy a home and it works for renters.
But for renters, it’s not clear why they should be part of it.”
There is a RTO in New York City, but it only works for a limited number of renters.
That means that most renters in the city who qualify for help with their rent don’t get it, and many are put into a different program that doesn’t work for them.
“In New York, we know there are people who qualify, and the RTP program isn’t even for them,” Shabad says.
The reason is simple: New York’s RTP and RTO programs are separate, and they’re designed to benefit different groups of renters, such as people who have been evicted, people who were evicted due to low income, and people who received rent assistance.
“These programs are tailored to help a different group of people, and I think that’s really important,” Shabs says.
But, according to Shabats report, a number of other cities are looking at this issue as well, and some are offering similar programs.
So what do we need to do?
“We need to change the way we do our job to address this,” says Shabata.
“One of the big problems is that the rental assistance program is designed to give people cash, not a rental unit,” she adds.
That is, it doesn’t give renters the right to live in a rental property.
And as Shabas report notes, the RTS program doesn’t help renters buy a property because there is no way to actually get a property in New Jersey.
Instead, the program only gives renters the ability to rent out their home to someone else, either through a long term arrangement or a short term arrangement.
Shabahas report suggests that this can lead to problems when people are trying to rent their homes to other renters, as renters don’t have the ability or the incentive to pay rent and move out.
So, in the end, it isn’t enough just to provide renters with financial help to make them more likely to rent.
The programs need to be targeted at the types of people who need it most. For